Other Payment Processors and PayPal Alternatives

“How to Avoid, Eliminate, & Resolve ANY Limited Paypal Account!”

There are alternatives to PayPal. But what you will learn is there is no "perfect" solution, and most people try to find their way back onto PayPal, but they go about it unsuccessfully. A lot of people are switching over to complete merchant solutions such as authorize.net. This section is going to be about other simple / basic merchant programs as an alternative. The following is a list, of what I believe are good payment solutions. This list is geared towards Digital Delivery, and not selling tangible items. (There is No Affiliate Links What-so-ever)

Google Checkout:
URL: http://checkout.google.com
Trust: After PayPal, personally would go with Google checkout. When you first sign up, you are going to be considered a risk. It takes GCO 60 days to have full account access with no limitation. For the first 60 days, each of your transactions will be under a 2 week hold, so you won't get access to you money for at least 2 weeks. I suggest having several of these accounts too, just in case you do run into problems. Some people have reported issues, but I have never had an issue. I think most issues arise from GCO when you are not really being honest with your business practices.

2 Check Out (2CO):
URL: http://www.2checkout.com
Trust: This is a trusted service, I would use this as a last case scenario. They
Charge $49 setup, and %5.5% + $.45 which is pretty high, but if it's all you can work with then this is a good method. I have heard some good and bad about this company, most of the people who report issues never seem to tell the "whole story" so you just never know. With any online merchant, if you treat it with respect, it will return it back to you.

Click Bank  www.clickbank.com
Click bank is a great alternative, plus you get to market for affiliate to help sell your product. There is a $49 setup fee as well. I would use click bank next in line after Google checkout. There are other services out there, but these are just the three I would prefer to use. You may want to use authorize.net, it's more expensive upfront, but you don't have to worry about the hassle. And I also believe (I could be wrong) that with Authorize.net you have to pay for a security certificate which is another expensive cost. I like to keep things as simple as possible, that's why I've been using a mixture of Google checkout (On my more Risqué items) and PayPal on my standard Items.