Understanding Paypal is Key

“How to Avoid, Eliminate, & Resolve ANY Limited Paypal Account!”

The most important factor is that you fully understand Paypal and how they work. This is literally half of the battle. If you understand why Paypal limits accounts then you can take the necessary steps, precautions, and procedures to avoid it happening to you if it hasn’t already.

Now, there is what Paypal tells you on their website, and there is also the nitty gritty details and ugly truth that Paypal doesn’t tell you on their site.
Any and everyone can log onto the site and get information on exactly how they work, but there is a lot of vital information that is either made unclear on the website, and some more information that is left out all together.

In this chapter, I will be educating you on exactly how Paypal works so that you fully understand what makes them tick.

Paypal’s Basic Concepts, Rules, Regulations
Like any other business, especially a very large billion dollar business, Paypal has its basic rules and regulations. You need to be aware that since Paypal is a 3rd party payment processor that allows you to collect credit and debit card payments on your site without any real background check or approval process, I guess you could say they are VERY paranoid and extremely cautious as to what activity is allowed.

Put yourself in their shoes for a moment. If you were in charge of hundreds of millions or even billions of dollars being transacted through your payment gateway by people that you really know nothing about, wouldn’t you be a bit cautious as well?

Of course you would. Anyone with half a brain would be very cautious. This is why you MUST stay in tuned with ALL of Paypal’s basic rules and regulations.
These rules and regulations change on a regular basis so I suggest that if you are going to be selling through Paypal you check this list of rules and regulations at least once monthly.

For full details on Paypal’s acceptable use policy on what you can and cannot sell go to http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/use/index_frame-outside.

There are also many other rules NOT clearly listed on their site so it is very important to pay close attention to every details and read through every word even if it takes you hours to complete.

Don’t be lazy by trying to skim through the information or cut corners. This is a huge mistake that many of us make or sometimes not reading through Paypal’s rules at all!

Be sure to always follow these rules exactly to avoid any service interruption or account problems for starters. Many of us complain about Paypal being so unfair or even being cheaters, but 90% of the time we don’t abide by their basic guidelines leaving us vulnerable to have our money frozen and accounts limited.

I mean this with no disrespect to Paypal, but a good rule of thumb is to always assume that Paypal is VERY strict and that even bending the smallest basic most insignificant rule will end in disaster.


Why Paypal Limits Accounts?
I’m sure that this is something we have all been waiting for which is that moment of truth.

Why does Paypal limit accounts?
Give up?
Let me make this very short and to the point so that we are all very clear on things. Paypal limits accounts because they feel threatened that their may be some illegal, unethical, immoral, or fraudulent behavior going on.

I know that you would probably disagree with this if you are a legit seller that has had your account limited, but pay closer attention to what I am saying.
Paypal limits accounts because “THEY” feel threatened.

This doesn’t mean that you actually did anything wrong, but the fact is that Paypal has hundreds of millions of faithful users world wide. They are not in need of money or members. In fact, they probably have more members than they can handle so bringing in more members, or even keeping the members that they already have at any costs is not a big issue for Paypal.

They are already by far the largest and most profitable company doing what they do and they continue to get farther and farther ahead of the competition every hour of every day. With this said, they have no problem losing tens of thousands or even a few million users a year if they believe that these users could be a liability. You see, when someone gets away with a fraudulent act through Paypal, Paypal is then responsible for reimbursing that particular member or buyer that was ripped off.

In the long run, if Paypal is not extremely strict and carful about whom they allow to sell through their gateway, they could wind up losing tons of money in both the short and long term.

Paypal #1 goal is not to please sellers. With Paypal, it’s all about the buyer. Never forget this. Have you ever heard that old saying “The customer is always right”? This is Paypal’s motto also so they feel that their job is simply to keep each and every one of their buyers (Members that are spending money through Paypal) safe at all costs.

Why?
Simple, because their will never be a shortage of sellers. Everyone is selling something or could be selling something regardless to what it is, the quality, or even the quantity. I could go out and sell my old grass cutting shoes that are old, beat up, and covered in grass stains.

That would instantly make me a seller. The problem would be finding a buyer that is willing purchase those old beat up and useless shoes.

Get my drift?
I can’t stress enough that IT IS ALL ABOUT THE BUYER so to avoid risking ANY buyers being ripped off and lost to one of their competitors, Paypal will freeze your account at the drop of a dime if they believe that you are involved in any suspicious activity in any way shape or form.

So the second thing that you need to do in order to walk a straight line besides faithfully following each of Paypal’s basic rules that are on and even not listed on their site is to avoid suspicious looking activity even if you are operating 100% inside the U.S. law.

For example: One of Paypal’s rules is that you do not sell investment opportunities or anything having to do with gambling. If you should just so happen to be selling an actual “ebook” that teaches users how to be a better investor or gambler, you need to be 100% sure to put ALL OVER your site in bold letters that this is an “EBOOK”.

Why? Because the ebook is acceptable but the topic is frowned upon so make it clear that you are only selling an ebook.

Honestly, many people like myself would steer clear of something like this that could be mistaken for rule breaking.

**VERY IMPORTANT!**
This next little piece of juicy information is VERY important! One of the main reasons that accounts are frozen is because once you have screwed up one of your accounts, it is impossible to open another account without eventually being limited without following my important steps that you will learn later in this book so keep reading!

Here is a detailed list on scenarios that can freeze your account:
• You own more than one Paypal account, or Paypal believes you do.
• You clicked on a link in an email that you believed was from Paypal that turned out to be a scam.
• You moved into a new resident in which a Paypal scammer or someone with a
“Limited” account used to reside.
• You have a new phone number that was once used by a Paypal scammer or
someone with a “Limited” account.
• You use an ISP assigned to you or an IP that was used by a Paypal scammer or someone with a “Limited” account.
• You sent payment to a Paypal scammer or someone with a “Limited” account.
• A Paypal scammer or someone with a “Limited” account made payment to you.
• Your name or address is similar to a Paypal scammer or someone with a “Limited” account.
• You sold something to someone who questioned it's authenticity.
• You bought something from someone who had someone else question the
integrity of what they sold to you.
• You registered a bank account or credit card that someone else used one time.
• You accessed PayPal at a friends house one time, and that friends account was frozen.
• Your friend used your computer to access their PayPal account, which was later frozen.
• You sold an item that is a common item often sold by con artists who used PayPal to steal
• You bought an item that is a common item often sold by con artists who use
PayPal to steal
• You accessed PayPal via an anonymous proxy service.
• You sent more than $2,000 to someone.
• You received more than $2,000 from someone.
• You participated (knowingly or unknowingly) in the "work at home" money shuffling scam.
• You sent money to someone in foreign country that PayPal considers "evil."
• You received money from someone in a foreign country that PayPal considers
"evil."
• You used your PayPal ATM card in a foreign country that PayPal considers "evil."
• Your account was "corrupted" by a criminal posing as a PayPal employee.
• And MANY other unknown reasons.

Why Accounts are closed
Believe it or not, having your account closed is not necessarily a bad thing. This is because honestly if your account is in bad standing such as it being “Limited” or having a negative balance (Any balance less than $0), you actually can not close your account.

Mind you if your account is limited and Paypal rules that your account will remain limited forever you can never close this account. This account will also remain open for as long as it is in “Limited” status which in that case would be forever.

According to Paypal’s rules and regulations, you cannot open another Paypal account once one Paypal account either has been labeled as “Limited” or has been locked forever.

This means that according to Paypal, you can never open another Paypal
account if you currently have one in bad standing. So it is actually a good thing to have your account closed in many cases. It means that your account is in good standings and also that you requested it. If you don’t request it, they won’t close it.

If you do request for your account to be closed, they will release your funds immediately through the form of your choice whether it’s your Paypal debit card, bank account on file, or even by mailing you a check to the address that they have on file. So if you ever have any issues with Paypal or if things are beginning to look fishy for whatever reason, the best solution if possible is to

CLOSE YOUR PAYPAL ACCOUNT IMMEDIATELY.
Once the account is closed, you can then research to see exactly what caused Paypal’s red flag to go up so that you can fix, change, or avoid the problem in the future and then you can immediately open a brand new Paypal account.

Just make sure that you handle things differently this time even if you feel like you haven’t actually violated any of their rules.

Top 5 Most Common Problems Paypal Users Face
We are almost to the section where I teach you to solve your problems without the headache or frustration over the course of six long months. For those of you that have had the disservice of a limited Paypal account, you may have experienced all of the following that I am about to explain.
But for those that have never dealt with the Paypal Nightmare, you should know the top 5 problems that Paypal sellers are most commonly plagued with.

They are as follows:
• Frozen Account Funds
• Limited Account Access
• Sending Limits
• Unable to Send or Receive Money
• Unable to Withdraw Funds

Part of what you have already learned in this ebook (if anything) along with
what you will learn from here on out, will insure that no matter who you are or what you history is with Paypal, you will never have to deal with these 5 problems with Paypal again.